THIS POST IS CONTINUED FROM PART 4, BELOW--
DLT , Distributed ledger technology ( BLOCKCHAIN ) can help prevent duplicate insurance claims.
Probably, one of the potentially more powerful applications in financial services is in customer verification, the so-called "know-your-customer" or KYC process. In India we can arrest illegal aliens who have multiple Aadhar and PAN cards
Banks spend an inordinate amount of time and money on KYC, and yet struggle to effectively detect and deter money laundering, tax evasion, and other forms of illicit finance.
DLT brings about opportunities for a shared industry-wide KYC utility that can verify customers and transactions in a more efficient and robust manner.
The "killer app" for DLT is really in cross-border transactions.
When multiple entities across different jurisdictions are involved, there is no natural trusted central party.
DLT allows the possibility of various parties working directly with one another to make cross-border transactions cheaper, faster, and safer.
Cross-border trade is a good example. In we are explore two specific applications - trade finance and trade documentation.
In trade finance, DLT can be used to prevent the problem of duplicate invoicing while preserving client confidentiality.
The logistics industry is ripe for a major change, as there are several layers involved in the process. From drivers, carriers and haulers, to shippers and forwarders and more -- the interactions and overall shipping procedure could be downsized to be more efficient with blockchain technology.
Cases wherein the same piece of land has been registered or sold to multiple people are very common, especially in cities with booming real estate markets. Often, the turbidity in titles and documents is created to make for a situation where greasing palms is the easiest way out.
Now, imagine if all land were digitised into tokens and put on a blockchain where each token represents a particular piece of land and the person who owns the land will own the token.
Being on the blockchain every transaction or change of hand the property went through would have been logged in the blockchain. Being on the blockchain also ensures that the logs cannot be tampered with.
BLOCKCHAIN CAN KILL MAFIA.. MAFIA IN CITIES HAVE A NEXUS WITH REAL ESTATE DEVELOPERS.
IN MUMBAI THERE IS HARDLY ANY UNDISPUTED LAND
IN HINDU LAW, THE ANCESTRAL PROPERTY ( INHERITED ) CANNT BE WILLED . IT HAS TO BE DISTRIBUTED EQUALLY AMONG CHILDREN
There cannot be a duplicate token on the blockchain ensuring that every land has only one title. Also if a token was stolen, i.e a title deed has been stolen, the proper owner of the token can be identified and also verify if the transfer of token was legit.
Further, if a property is sold to multiple properties or inherited by siblings, the old token could be updated with new details or a new token issued for the split part of the property.
Any transformation which helps small businesses compete with giants will have major global effects.
Consider the problem that small manufacturers have dealing with giants like Wal-Mart. To keep transaction costs and the costs of carrying each product line down, large companies generally only buy from companies that can service a substantial percentage of their customers.
But if the cost of carrying a new product was tiny, a much larger number of small manufacturers might be included in the value network.
Amazon carries this approach a long way, with enormous numbers of small vendors selling through the same platform, but the idea carried to its limit is eBay and Craigslist, which bring business right down to the individual level.
While it’s hard to imagine a Wal-Mart with the diversity of products offered by Amazon or even eBay, that is the kind of future we are moving into.
Blockchain’s ability to prevent double spending could, in theory, remove the problem of double bookings in the industry
With blockchain, once a payment has been made, typically you can’t reverse it. And this mechanism will make fraudulent cases easier to spot and less likely to occur.
Blockchain uses a shared, secure ledger to track and approve each component, or block, within a transaction. Each step in the transaction is represented by a block.
The blocks are connected within a secure chain as a transactional record. And each block in the chain has a timestamp and other identifying data to prove who did what and when.
The multiple layers of approval and review are eliminated with blockchain, packaging the transaction in a single linear chain of request and approval. This process creates a complete record of any type of asset transfer.
Think of banking, payment processing, contracts management, wills and real estate, money transfers, and medical records—all can be better protected with blockchain.
Protection from identity theft and fraud is a constant challenge for everyone involved in buying and selling. Merchants, consumers, issuers, and acquirers know there are vulnerabilities in how payments and data are secured.
With each innovation in security technology, hackers and fraudsters learn how to outsmart the technology and breach these networks.
Blockchain van enhance structural security of IoT devices. Devices in such network settings can recognize and interact with each other in a peer-to-peer manner, without the need for a third-party authority.
Accompanied with two-factor authentication, this offers unprecedented security to the network structure and makes it impossible to forge digital security certificates.
The Internet of things (IoT) is the network of physical devices, vehicles, and other items embedded with electronics, software, sensors, actuators, and network connectivity which enable these objects to collect and exchange data.
Internal communications are often prone to data leaks and cyber espionage. End-to-end encryption fails to cover the metadata, which can lead to leakage of sensitive information. In blockchain-based systems, the metadata used for communications is scattered in the distributed ledger and cannot be collected at one centralized point.
Messenger services today encompass a large amount of Internet usage across the globe, especially with apps such as Facebook Messenger,WhatsApp tec already being used for payments and to engage users through chatbots.
With the count of a billion-plus users with these apps, there is an inherent danger of social engineering, hacks, and other security vulnerabilities.
Blockchain-decentralized network, cannot be censored or controlled by any single source. In addition, communications meta-data is scattered throughout the distributed ledger, reducing the risk of surveillance through such digital fingerprints. Users need not link to their email addresses or telephone numbers, thereby increasing privacy.
Blockchains can increase security on three fronts:---
Prevention of identity theft
Protection against data tampering
Protection of critical infrastructure
By eliminating human error, facilitating automatic detection of fraud, and creating a virtual impenetrable fence around data, identities, and transactions, blockchain technology has laid the foundation for a future of smart contracts.
Smart contracts (also known as digital contracts) help you exchange money, property, shares, or anything of value in a transparent, conflict-free way while avoiding the services of a middleman.
These self-executing contracts are treaties with the terms of the agreement between buyer and seller being directly written into lines of code. The code and the agreements contained therein exist across a distributed, decentralized blockchain network..
Blockchain relies on 51% approval of those involved in the transaction. Third-party approval is not required or permitted. Only those in the chain can access and approve.
Paper is replaced with digital data. Proof of purchase, approval records, receipt of items, and other payment data is stored in the blockchain. The merchant, issuer, acquirer, and customer all have access to the same secure data—saving time and money in the event of a chargeback representment
Error and complexity are thwarted. Fake data, errors in approval, double purchases, etc. are prevented within the linked blockchain process. Fraudulent data cannot be inserted into the blockchain.
This secure chain of data approval and transfer can change the way information is exchanged. The pressures and insecurities of customers, merchants, issuers, and acquirers can be alleviated within this new level of communication and data storage.
By removing the expectations on each participant in a purchase, risk is eliminated—providing everyone with a more secure way of doing business.
BEWARE –THE WHITE JEWS WANT TO USE BLOCKCHAIN AND REGULARISE THEIR GRABBED LANDS – BEING THE EARLY BIRDS WHO WILL MONOPOLISE AND EAT ALL THE WORMS..
IN GEORGIA AND UKRAINE WHITE JEWS ARE MERRILY DOING THIS WITH NOBODY TO STOP THEM
IN GEORGIA AND UKRAINE WHITE JEWS ARE MERRILY DOING THIS WITH NOBODY TO STOP THEM
Bitfury and Republic of Georgia have tied up to create blockchain-based land-titling services.
A few months ago, the Bitfury Group has announced its land titling partnership with the government of Ukraine
WHITE JEWS ARE THRILLED - THEY ARE SURE NOBODY GOT THE WHIFF OF TREMENDOUS FRAUD
KISSI KOH KUCH NAHIN PATHA
IN TELUGU LAND THE COMMIE LEADERS WHO HAVE GRABBED LANDS ARE HOPING TO DO THE SAME.
Read all 8 parts of the post below—
IF CAPT AJIT VADAKAYIL WILL NOT WRITE ABOUT THIS— WHO ELSE CAN ON THIS PLANET ?
WHEN IT COMES TO BLOCKCHAIN—ULU ( OR IS IT BLOCKCHAIN-UDU ) IN TELUGU LAND FOR LAND DEEDS , WE MUST CHECK AND DOUBLE CHECK .
TELGIs FAKE STAMP PAPER WAS NOT ABOUT SELLING FAKE STAMP PAPER AND MAKING PEANUTS
IT WAS ABOUT REGULARISING GRABBED LAND
WHY DOES IT NEED A BLOGGER TO TELL ALL THIS?
ARE OUR SECURITY AGENCIES NOT PROPERLY TRAINED?
WANNA KNOW WHAT OUR JUDICIAL/ POLICE / SECURITY SYSTEM IS WORTH?
READ THE POST BELOW—
EVEN MAD MEN ABROAD –LEAVE ALONE HALFWITS --ARE RIDICULING INDIA
October 12, 2017 at 6:36 PM
By 2022, entire Dubai & Japan Land records will be on Blockchain. If India start today it needs 15 years with Babu team & 7 years with Pros
Capt. Ajit Vadakayil
October 12, 2017 at 10:15 PM
I CANT ANSWER THIS IN A SMALL COMMENTS BOX
I WILL REPLY BY A FULL POST
I HAVE NOT RESUMED BLOGGING
capt ajit vadakayil
I HAVE WRITTEN ONLY 10% OF WHAT NEEDS TO BE WRITTEN ABOUT BLOCKCHAIN--AND I AM TIRED
I SHOULD HAVE ANSWERED THE STUPID QUESTION WITH AN EQUALLY STUPID AND SHORT ANSWER --ON THE PRINCIPLE OF "GARBAGE IN, GARBAGE OUT"
SAME WAY I TRUNCATED BY SHELL COMPANY SERIES AFTER 33 PARTS--I HAD JUST COMPLETED 40% OF WHAT I NEEDED TO WRITE--I GOT TIRED
EVERY RICH MAN IN INDIA OPERATED SHELL COMPANIES--YET THE GOVT DID NOTHING FROM 1947 TO 2017 --WHY?
SAB MIL BHAANTKE KHAATE HAIN !
I WROTE ONLY BECAUSE THERE ARE WORSE MONSTERS THAN ENRON BLEEDING INDIA NOW-- AND MODI IS BUSY MILKING VOTES AND IVING THEM PAPPI.
MODI THINKS AMIT SHAH MADE HIM PM--
LET HIM VERIY THIS IN 2019 --
I HAVE NOT YET DECIDED WHETHER TO SINK THE SHIP OF MODI OR NOT
I GIVE HIM TIME TO CORRECT HIS KOSHER VIKAAAASSS COURSE.
I KNOW HOW TO MAKE A BITTER FAILURE LIKE ANNA HAZARE OUT OF HIM--LET HIM CONTINUE PRAYING TO GANDHI AND ABMEDKAR
ALL KNOW THAT CAPT AJIT VADAKAYIL WAS THE ONLY SOUL WHO WROTE AGAINST ANNA HAZARE ON THE INTERNET
capt ajit vadakayil
ATLANT, a blockchain platform, is challenging the business model of Airbnb and Expedia by offering peer-to-peer rental on the blockchain . On ATLANT, there’s no intermediary to process payments and take a cut. Moreover, the history of every property owner and renter is transparently available on the blockchain.
The ATLANT platform, set for launch in March 2018, offers the most efficient solution for buying & selling tokenized property units, eliminating high barriers of entry, expensive attorneys, and also aims to disrupt Airbnb and Booking with their inflated rental intermediary fees and fake reviews.
Airbnb is an online marketplace and hospitality service, enabling people to lease or rent short-term lodging including vacation rentals, apartment rentals, homestays, hostel beds, or hotel rooms.
The company does not own any lodging; it is merely a broker and receives percentage service fees (commissions) from both guests and hosts in conjunction with every booking. It has over 3,000,000 lodging listings in 65,000 cities and 191 countries,and the cost of lodging is set by the host.
BLOCKCHAIN MUST GET RID OF LAWYERS FROM HANDLING PETTY MATTERS AND CHARGING EXHORBITANT FEES
WHY DO WE NEED LAWYERS TO SETTLE PETTY CLAIMS AND EGO RELATED CASES?
WE NEED A JURY SYSTEM IN BLOCKCHAIN—JURY WHO HAS THE SPECIAL EXPERTISE TO DECIDE ON MATTERS BEYOND THE CEREBRAL CAPABILITIES OF THE LAWYER AND LOSER LAWYER TUENED JUDGE—BOTH BOTTOM DREGS OF THE SCHOOL CEREBRAL BARREL
IN INDIA ONCE WE EMBRACE BLOCKCHAIN WE NEED TO TOTALLY REVAMP THE JUDICIARY. THIS PILLAR IS ROTTEN TO THE CORE
Fraud is a major problem across all forms of insurance. It drives up the cost for both insurers and policy holders. The Coalition Against Insurance Fraud estimates that over $80 billion a year is lost to fraud.
Health insurance fraud can come in multiple forms—ranging “from providers submitting claims for services never rendered to up-coding services to receive higher payments.”
Fraud may be committed by different parties involved in insurance transactions: applicants for insurance, policyholders, third-party claimants and professionals who provide services and equipment to claimants.
Common frauds include “padding,” or inflating actual claims; misrepresenting facts on an insurance application; submitting claims for injuries or damage that never occurred, services never rendered or equipment never delivered; and “staging” accidents.”
Fraud may come up at the very early stages—during the application process—in case one glosses over a critical medical diagnosis on his record. A person can also commit fraud by withholding information about being on some other insurance plans (that can potentially cover the services used). Or, by filling a claim on behalf of ineligible members/dependents (e.g., using a mutual insurance plan after divorce).
Blockchain can minimize counterfeiting, double booking, document, or contract alterations. The technology may enable insurers to create receipts at any stage of the claims process, while ensuring an immutable and auditable record of all the claims activities. Thus, all the participants can get a “distributed, single view of the entire exposure data chain.”
Using blockchain, healthcare organizations can safely share data to create a comprehensive electronic healthcare record for all patients. Patients and other authorized users can then provide private keys to give access to physicians and insurers to ensure data security.
In addition to improving security while data sharing, blockchain can play its role in automating and streamlining insurance processes. Typically, insurers operate within a single territory. This is because of the complexity involved in having to comply with the laws and regulations of multiple countries.
Blockchain-powered travel insurance app can allow for getting an instant, automated payout in case your flight was delayed or cancelled-- by DIP—a decentralized insurance platform. Blockchain technology has the power to simplify insurance claims process, alleviate high premiums, help insurers create niche coverage and, most importantly, benefit those who live in catastrophe regions.
Blockchain is powerful because of its secure platform connecting capabilities. New distribution methods like peer-to-peer insurance (P2P) could end up restructuring the entire market. P2P insurance empowers policyholders to a greater portion of the premiums rather than the individual private wealth managers working to produce returns for insurance companies..
If an earthquake were to occur in a given region above a magnitude of 5, the smart contract would automatically pay 20 percent of the insurance claim to policy holders. Contracts require mutually trusted third-party administrators (TPAs) to adjust.
Blockchain implementation will mean that insurance companies will have to change their underwriting process, the structure of the policy, as well as risk underwriting.
Blockchain allows for cheaper, more consumer-oriented products to be developed that could chip away at the premiums collected by large insurance companies. An ideal scenario would be the cooperation between Blockchain startups, carriers, brokers, reinsurers, etc.
Etherisc, an Insurtech startup based in the Munich , has won the Blockchain Oscar for Most Innovative Blockchain Startup.
Etherisc aims to make the purchase and sale of insurance more efficient, enable lower operational costs, provide greater transparency to the insurance industry, and democratize access to reinsurance investments.
The company co-founders have deep backgrounds in mathematics, research, the banking and finance sectors, and enterprise IT. Etherisc focused on writing individual policies for flight delays with its winning submission.
The insurance industry generates more than US$4.6 trillion in annual revenue, about 6.5 % of the entire global economy
Insurance system is highly asymmetric: insurance customers are in a very weak position against insurance companies and rely on their reaction when they most need support. Insurance companies have a clear conflict of interest: paying out customer claims reduces their profits. The processes to implement regulatory limits inevitably create expensive additional overhead — and that cost is passed onto customers through elevated premiums.
Etherisc provides a viable alternative precisely because smart contracts are ideal for insurance: They can remove the need to trust one central authority. They can align the interests of global crowds of individuals, offer automated systems, bring vast improvements in efficiency and facilitate risk-sharing. Given the current frustration in persuading insurance companies to compensate customers, smart contracts remove the need to submit paperwork.
Payouts can be automated and the embedded conditions cannot be modified. This works especially well with “parametric” insurance: highly automated processes, underwriting and payouts based solely on data, and algorithms triggered when certain parameters are met. This creates highly predictable and provably fair insurance products.
An estimated 11 % of healthcare costs are fraudulent, resulting from excessive billing or billing for non-performed services. In USA alone, Medicare fraud caused around $35 million in losses a year. Blockchain-based systems can provide realistic solutions for minimizing these medical billing-related frauds.
By automating the majority of claim adjudication and payment processing activities, blockchain systems could help to eliminate the need for intermediaries and reduce the administrative costs and time for providers and payers. Blockchain could also have significant ramifications for improving some of the huge logistical information tracking hurdles of reliability-centered maintenance (RCM) functions.
Reliability-centered maintenance (RCM) is a process to ensure that systems continue to do what their users require in their present operating context. It is generally used to achieve improvements in fields such as the establishment of safe minimum levels of maintenance.
Reliability Centered Maintenance (RCM) analysis provides a structured framework for analyzing the functions and potential failures for a physical asset (such as a ship, airplane, a manufacturing production line, etc.) with a focus on preserving system functions, rather than preserving equipment.
RCM is used to develop scheduled maintenance plans that will provide an acceptable level of operability, with an acceptable level of risk, in an efficient and cost-effective manner.
One of the primary tenets of the Reliability Centered Maintenance approach is that maintenance activities should be focused toward preserving equipment functionality.
A program is RCM if it:
1) Is scoped and structured to preserve system function
2) Identifies failure modes, which are the ways in which something might fail. Failures are any errors or defects, especially ones that affect the customer, and can be potential or actual
3) Addresses failure modes by importance
4) Defines applicable maintenance task candidates and selects the most effective one in the case of important failure modes
A research paper by IBM reveals that the existing methods of storing and reconciling financial data—the pillars of insurance claims operations—are too complex and fragmented.
At the same time, organizations that are included in the workflow are reluctant to share their data due to obvious reasons:
The risk of disclosing information that is easily identifiable to be further associated with a person.
Sharing data across borders means having to abide by multiple laws and regulations.
Insurers are unwilling to share sensitive loss information to competitors.
Some insurers may want a central authority to manage the shared data.
The free-rider problem occurs, implying that larger KOSHER organizations contribute more and get less than the smaller NON-KOSHER ones.
Though such policies as the Medicare Access and CHIP Reauthorization Act (MACRA) are seen by governmental institutions as a means to enable interoperability, insurance providers experience certain difficulties—imposed by workflow issues and vendor costs/capabilities of the electronic health record (EHR)—when sharing data.
Blockchain’s biggest asset – decentralization – is also its biggest weakness in the digital advertising space. Due to its distributed nature, where transactions are verified by “miners” around the world, blockchain technology simply can’t analyze or process real-time advertising transactions fast enough.
A DSP or Demand Side Platform is the platform that aggregates traffic from the multiple ad exchanges and SSPs (Supply Side Platform), thus helping advertisers find as much traffic as possible with the cheapest market price.
DSP bids are based on the RTB (Real-Time Bidding) system on behalf of advertisers. The ad will then be displayed on the web page of the advertiser with the highest bid. The system minimizes the number of wasted impressions, helping advertisers cut costs.
Demand-Side Platform, is a software that is used for programmatic ad buying, typically via bidding in RTB auctions.
DSPs are commonly used by advertisers, in-house marketing teams, advertising agencies or Agency Trading Desks (ATDs). Demand-Side Platforms (DSPs) are used by digital advertising buyers — advertisers, agencies, ad networks — to help them manage programmatic ad buying across ad exchanges.
DSPs are the flip side of supply-side platforms, which are software platforms used by publishers to manage the sale of their digital advertising inventory on ad exchanges.
Whereas SSPs are used to help publishers sell as much inventory at as high a price as possible, DSPs are used by digital ad buyers to reach their target audiences and bid in automated auctions as efficiently as possible. DSPs automate the ad-buying process, reducing the need for back-and-forth negotiations between media buyers and sellers. DSPs can pull in data from multiple sources to target audiences and inform bidding strategies.
Publishers make data available that can be used for contextual targeting, as well as information about the user that has triggered an impression, such as demographics, location, device or browsing and purchase history.
With a DSP, digital advertising buyers can access inventory across multiple ad exchanges. The DSPs automatically analyze which ad impressions are worth bidding on and at what price in a process known as real-time bidding. The analysis and auction take just milliseconds.
Much of the power of DSPs comes from their ability to automate decision-making on how much to bid on an ad impression in real time — the moment it becomes available on a publisher’s website or app — based on the advertiser’s targeting requirements.
DPSs can be used to buy most types of digital advertising, including display, mobile, search and video.
In the early days, digital ads were bought and sold by ad buyers and salespeople. DSPs were designed to minimize the need for negotiations between media buyers and publishers, making the process cheaper and more efficient. With the appearance of DSPs, the need for manual negotiation of the price has been completely eliminated.
DSPs are the flip side of SSPs (Supply-Side Platforms). DSPs serve the buyer side. Buying ad space in real-time through DSPs gives advertisers the ability to place the ad copy to the target audience in the right time and context.
Since a publisher creates the inventory space, the publisher has the power to define the URL, location, and content category that is placed into the bid stream through the supply-side platforms (SSPs). The ad buying process goes like this. A publisher creates a bid request and sends it to several supply-side platforms and ad exchanges.
An SSP or Supply Side Platform is the equivalent of a DSP, but on the publisher side.
An SSP is a platform that helps webmasters automate and optimize the process of selling traffic by providing valuable statistics such as the number of visitors, time spent by visitors, and % of visitors returning to a specific website.
Supply-side platforms (SSPs) help publishers sell digital ad impressions in automated auctions. Publishers can sell and manage display, video or native ad inventory on desktop and mobile through SSPs.
Supply-side platforms — also called sell-side platforms or yield optimization platforms — are used by digital publishers to manage the sale and fulfillment of their advertising “supply” and ultimately, get the highest prices for their ads.
SSPs are software platforms that function similarly to their counterpart, the demand-side platforms (DSPs) advertisers use to buy digital advertising programmatically.
However, SSPs are designed specifically to help publishers sell ad impressions — mobile, video, display and so on — at maximum CPMs (cost-per-thousand impressions
What happens next is murky: once in their hands, the ad exchange or supply-side partner can mislead ad buyers into what media and publishers they sell and represent by rewriting the domain name.
And demand-side platforms (DSPs) can’t tell if a domain name has been rewritten once it’s passed to them. While supply-side partners could help to filter out bogus traffic sent by ad exchanges, getting them to take action against fraudulent sellers is difficult.
SSPs profit by buying inventory at low prices and then reselling them for more.
Demand-side platforms (DSPs) are a fixture in the programmatic ad buying landscape. They’re a platform that manages multiple ad exchanges through a single interface to facilitate the buying and selling of digital ad inventory—in the mobile marketing world, this inventory lives inside apps.
As opposed to traditional ad networks, DSPs exist to automate the mobile ad-buying process, and they do so while often yielding strong results for advertisers.
The process that DSPs use to buy ad space is called real-time bidding (RTB). App publishers make their ad inventory available on ad exchanges via supply-side platforms (SSPs), and through the RTB process, DSPs set prices and bid on ad space as soon as it becomes available.
In literally milliseconds, DSPs process requests for ad space, choose the best impression, bid on it, and then the ad is served in an app. This is what sets DSPs apart from traditional ad buying.
In the past, ad buying involved a number of people and a longer manual process in order to place an ad. Now with programmatic technology, it takes less than a tenth of a second for a DSP to determine the value of an impression to a specific advertiser based on their targeting parameters and secure the ad space.
With programmatic, targeting (and retargeting) is more focused. DSPs can target based on several different anonymized factors—demographics, geography, the type of device being used, and browsing behavior, to name a select few.
DSPs also tend to have more advanced performance tracking capabilities that are not possible through traditional ad networks, allowing advertisers to optimize their ad spend more efficiently.
DSPs offer advertisers a way to automate purchases over a huge selection of publishers’ ad inventory. Highly focused targeting combined with the performance tracking capabilities that DSPs offer means advertisers have better control over the quality of the inventory they’re buying. They’re just a small part of the programmatic ecosystem that’s paving the way for better, higher-performing ad technology.
With fraud prevention such a major issue for the advertising sector, a logical first place to look for value in blockchain technology is its ability to deliver higher levels of transparency and security.
The object here is to mitigate scenarios where customer and ad agency relationships become seriously compromised due to these issues. The adChain protocol works across all digital advertising channels, enabling participants across the supply chain, from advertisers to demand-side platforms (DSP), publishers and safety vendors, to create a synchronized, fluid ecosystem free of fraud, bot traffic and malware.
One of the clearest signs that your DSP is fake is the absence of a self-service user interface (UI). Without the ability to log into your DSP and examine the performance of your campaigns, you are flying completely blind.
Real DSP companies that have their own technology almost always have an application programming interface, or API, which can be used by advertisers to create and control campaigns and pull reports. Real DSPs are never built on the API of another DSP.
On the other hand, fake DSPs are either manually operating a DSP behind the scenes with people, or they have a basic interface built on the API of an actual DSP. In either case, companies that are posing as DSPs cannot offer you the ability to access their API because they don’t have one. The only API available is from their underlying DSP provider.
In computer programming, an application programming interface (API) is a set of subroutine definitions, protocols, and tools for building application software. In general terms, it is a set of clearly defined methods of communication between various software components.
An application program interface (API) is code that allows two software programs to communicate with each other. The API defines the correct way for a developer to write a program that requests services from an operating system (OS) or other application.
There are decentralized advertising platforms built on blockchain technology-- highly scalable decentralized ecosystem for digital advertising which radically improves programmatic advertising stack to provide efficient, transparent and mutually beneficial environment for users, publishers, advertisers and decentralized applications (DApp) developers using blockchain architecture.
Consider the way the programmatic advertising ecosystem currently works. Data management platforms (DMPs) collect and store all the users’ data on central databases.
Demand side platforms (DSPs) use this data and work with marketers/advertisers and help them access ad spaces, while supply side platforms (SSPs) enable publishers to sell their ad spaces. These transactions are enabled by multiple ad exchanges (AppNexus, Microsoft Ad Exchange for instance) and ad networks (AdSense, Clicksor, AdWords to name a few).
The blockchain ecosystem runs with the help of dApps (Decentralized Apps). They will create decentralized protocols on how the ecosystem should function on the Ethereum blockchain.
Using these protocols developers will be able to build any kind of dApps (which will be bound by smart contracts based on the aforementioned decentralized protocols) with integrated advertising monetization economies for use within the ecosystem.
Digital Marketing works with the help of three mediums:--
Demand-side platforms (DSP)
Supply-side platforms (SSP)
Ad networks link different publishers and create a pool where the DSPs and SSPs connect each other.
A demand-side platform (DSP) is a system that allows buyers of digital advertising inventory to manage multiple ad exchange and data exchange accounts through one interface. Demand-side platforms are programs that let advertisers keep track of and manage all their different accounts in one place
In technical terms, a data management platform (DMP) is a centralized platform that aggregates first- and third-party audience data from your cross-channel marketing efforts.
A data management platform (DMP) collects data from a range of online and offline sources, segments data into audiences, and uses those audience segments for a range of different activities.
A DMP is a database. But it's definitely not the same as a marketing database. In the simplest terms, a marketing database is traditionally used to store data and intelligence about your most important asset – your customer.
DMP is the fact that it collects, and collates and stores much more information in real time. This information is geared towards helping marketers build audiences.
Audience data is collected from many sources including data from the marketing database, websites, 3rd party sources, and so on. This data is ingested and aggregated to form targetable segments/audiences for delivering the most relevant messages and offers.
The DMP is used to store anonymous audience-level data. It helps marketers and advertisers to analyze customer data to better target offers, messages, and personalization.
However, the DMP does not perform any type of online ad buying. This is the role of the Demand Side Platform (DSP). The DSP is responsible for the ad purchasing through its integration with multiple ad exchanges.
However, it is important to note that DMPs have integrations into leading DSPs and ad exchanges. This integration provides incredible acceleration for the marketer who is looking to connect audiences with the fullest breadth of possible advertising reach.
But the DMP is not limited to channeling it’s targeting to just a single DSP. DMPs benefit from connectivity into multiple DSP solutions.
A DMP is not just limited to targeting customers via online media. A strong DMP strategy activates the audiences across many channels including websites, call centers, mobile apps, etc.
A data management platform (DMP) is a powerful, centralized data warehouse that brings together information from all advertising channels, platforms and touchpoints.
The idea behind DMPs is to help marketers aggregate diverse kinds of data coming from a variety of sources under one roof and gain a 360-degree view of their consumers.
With the help of DMPs, advertisers store essential customer data, tap into new audience segments and extract knowledge to target prospective audiences, optimize media buying processes, and create ads that resonate with the public.
DMPs are seamlessly integrated with demand-side platforms (DSPs), supply-side platforms (SSPs) and ad exchanges to give publishers and media buyers complete control over ad distribution and audience definition.
This means that if you have a data management platform, it’s better to use it in compliance with other ad tech solutions so your data is activated right away.
The problem of overspending advertisers and underpaid publishers can be solved by replacing the DMPs with a Blockchain.
There's much more than advanced advertising embedded in the march of blockchain technology into the cable and media business
Blockchain can be used throughout the emerging digital landscape, in applications that include "Content and Experience," "Management," "Data," "Advertising and Promotion," "Commerce and Sales," and "Social and Relationship." Its marketing landscape chart identifies an array of emerging companies operating in each sector.
Blockchain can be used across the advertising ecosystem -- agencies, marketers and publishers -- to track ad impressions without relying on one single entity’s data – it can reduce fraud and costs in the advertising supply chain
Blockchain could make it easier for newsrooms to solicit and receive sensitive information from whistleblowers ... and guarantee the authenticity of sources, images and videos. In the future, there could be a public ledger for news, a network system that would exchange authentic news and parse out fake news,
Blockchain technology has the potential to transform media as the internet did . Today main stream media is getting raped by social media
Blockchain's decentralized technology can help resolve the contractual challenges of data sharing, including digital rights management, conditional access and privacy. Its features include identification, proof (including timestamps) of activities, traceability and security.
Blockchain has the ability to keep data safe for consumers and enterprises as a core appeal.
Much of the initial focus has been on supply chain management and ways to streamline the complex network that involves producers, brokers, distributors, processors and retailers.
Main stream media companies will DIE if they do NOT adapt to blockchain technology..
Blockchain can resolve a lot of issues that bedevil the media and ad industries, including fraud
The Reserve Bank of India describes the Hundi as "an unconditional order in writing made by a person directing another to pay a certain sum of money to a person named in the order." The operation of the Hundi system has many parallels with the Hawala system
The hundi made it possible for a OPIUM dealer from Malwa to sell in Kolkata without taking cash and risk being waylaid during transit. He could, instead, have the buyer draw a hundi of equivalent amount in his favour and present it to the latter’s agent or drawee at Malwa, who would make the payment in cash.
Alternatively, the seller could transfer the hundi through endorsement to a lender, who would extend the loan at a discount to its value. The same hundi was, then, encashed at par by the lender.
The hundi, in other words, served both as a cashless remittance facility enabling long-distance inland trade and also a source of mobile credit, by virtue of it being freely transferable through successive endorsements before being finally presented to the drawee.
It was the lubricant that greased the wheels of commerce, by connecting some 1,700 nationwide produce mandis and 12 nodal money markets handling the bulk of discounting of these bills
130 years ago a dozen Opium drug running agents of Sassoon introduced FATKA or futures trading in Opium that registered meteoric growth at the baras (informal exchanges) of Kolkata’s Burrabazar market.
Today they substitute the word JUTE for OPIUM. You can hardly make a fortune with bullshit jute.
Bongs remember Keshram Poddar who used to live in a modest apartment in Kolkata's Burrabazar neighbourhood. The founder of the Tarachand Ghanshyamdas firm was Bhagwati Poddar. His son was Tarachandand his great grandson was Ghanshyamdas Poddar.
Their Marwari Parta system of daily cash-based accounting, enabled them to keep close tabs on business trends which even today's sophisticated ERP systems may not be able to match.
Almost 93% of the channel in Kolkata comprises Marwari and Jain crypto Jew businessmen.
THIS IS THE REASON WHY EVEN TODAY MORE THAN 93% OF SHELL COMPANIES ARE EMBEDDED IN CALCUTTA WITH AN ARMY OF IMPOVERISHED BONG ACCOUNTANTS AND LAWYERS ( MOST FAKE ) SERVICING THEM
TO CRACK THE CALCUTTA SHELL COMPANY RIDDLE, MODI MUST ASK FOR RETIRED BONG ACCOUNTANT LAWYER WHISTLE BLOWERS
THEY HAVE NO LOVE LOST FOR THEIR PAST MASTERS WHO TREATED THEM LIKE SHIT AND GAVE THEM A PITTANCE AS WAGES.
THEY HAVE AN AXE TO GRIND !
Ledgers have been used for centuries to record transactions, and they are just that, a record of a transaction. In fact, before Western banking as we know it existed, many parts of the world used (and to this day, continue to use) an informal funds transfer system known as Hawala . It is a very simple system based on ledger and trust!
For example, sender A wishes to transfer funds to receiver B (usually in another distant location). Sender A approaches a Hawala dealer C and provides the funds. Hawala dealer C contacts Hawala dealer D who agrees to release funds to receiver B. Hawala dealers C and D have a ledger to track all of the transactions and eventually settle-up at an appropriate time.
While cash is provided, no money is actually physically transferred. Again, in this scenario, the ‘double-spending problem’ is avoided, but perhaps not so in the digital realm.
Hawala is a money transfer system widely used in Arab countries and South Asia. The money is paid to an agent who instructs an associate in the relevant country to pay it to the final recipient. In hawala transactions, money enters the hawala system in local currency and leaves as foreign currency.
Hawala is the undocumented transfer of money. Most of the hawala done now is based on net-off basis. It is all about not getting the money in the documented field, so that taxation or source of funding is not questioned..
To put it simply, it is illegal/informal transfer of money without moving it physically, leaving no traces or evidences. Since no official records are maintained, the source of the money cannot be traced. No requirement of any id proof and disclosure of source of income is there..
The commission rates for transferring money through hawala are quite low.. Most of the time illiterate Indian labourers in Dubai know of no other way—they are scared.
They have one day Friday off, when the banks have a holiday. What can they do?
The unique feature of the system is that no promissory instruments are exchanged between the hawala brokers; the transaction takes place entirely on the honour system.
The total hawala transfers worldwide at about $150 billion per year.
Hawala brokers who are taking part in a transaction sit distant apart. They usually communicate through mobile phone or satellite phone or email and most of the transactions happen without meeting the other person.
Let’s say Mr A in Abu Dhabi wants to transfer 1 lakh riyal to his brother say Mr B in Karachi.
Now A contacts X, who is a hawaladar in Abu Dhabi and gives him 1 lakh riyal and also a password.
Now X contacts Y, another Hawaladar (his counterpart) in Karachi and asks him to pay 1 lakh riyal (in local currency in this case Rupees) after deducting the commission which is usually 2%.
B would be informed by A about the the password.
Now B will contact Y, tells the password and collects the money (2% commission is deducted)
Now X owes Y money which is settled later.
Hawala agents or brokers run some business other than the hawala agency. So they have surplus of liquid money in hand to carry out the transactions.
The demonetisation drive in India has forced hawala operators to find new ways to turn black money into white, especially in the Gulf region.
The modus operandi: An NRI gives 3,500 dirhams to a hawala agent. The former gets Rs 1.5 lakh in India, albeit in the scrapped Rs 500 and Rs 1,000 notes. The present exchange rate of 3500 dirhams is around Rs 64,000, doubling the profit. As the amount is below Rs 2.5 lakh, no queries will be made while depositing the amount.
This money uses the 'hawala' route, an informal money transfer system, where rupee gets converted to dollar at a premium to market exchange rates. In the process, Indian black money is invested in Dubai property. And since Dubai charges no tax on rental income or any capital gains for purchased property, cash-rich Indians know their investments are safe.
As hawala transactions are not routed through banks they cannot be regulated by the government agencies and have thus emerged as a major cause of concern. This network is being used extensively across the globe to circulate black money and to provide funds for terrorism, drug trafficking and other illegal activities.
The idea of a ledger is a good one since it tracks all of the transactions and keeps a record. But in the digital realm, who is in charge of the ledger? Might they alter the ledger or create false transactions or duplicate digital notes?
While the Hawala system and ledger is based on trust and shared between a small number of people, blockchain provides a ledger visible to Patents any number of people and replaces trust with ‘proof of work’.
A blockchain is formed by a number of blocks linked together to form a chain. Each block in the chain represents transaction data and blocks are arranged in a linear sequence over time, forming a blockchain.
Any new blocks that are appended to the chain cannot be changed or removed. Users of the system update and check the integrity of the ledger by participating. The process of adding a new block to the blockchain involves hard work (in terms of computing power, and in turn, electricity) by solving a cryptographic proof, a hash function.
Only once this ‘proof of work’ is completed can a block be added to the end of the chain and get the approval of other people in the network. This ‘proof of work’ concept ensures the integrity of the ledger. So imagine you have total faith in the integrity of a ledger, you can see how there may be other applications beyond cryptocurrencies.
Consequently, we are now seeing a swathe of innovations in this space. For example, digital notaries that require no third-party verification, management of financial contracts and wills, e-voting and cloud storage applications to name but a few.
Blockchain technology will change the way we carry out day-to-day transactions in the future, in ways we are yet to imagine.
Short for decentralized autonomous organization, a DAO is software designed to manage the fiduciary obligations of holding and disbursing blockchain assets without any human involvement.
The code that was developed for the (confusingly named) “The DAO” application was called a “smart contract,” and ran as a DAO application on top of the Ethereum blockchain.
The original vision of the Ethereum creators was that computer code should, quite literally, be treated as law in their community and serve as replacement for legal agreements and regulation. “The DAO” creators embraced this vision and noted that participants should look exclusively to the application’s code as dispositive on all matters.
The code was the contract and the law for The DAO. Unfortunately, The DAO’s smart contract was flawed: It allowed a DAO token holder who exploited a bug in the code to siphon off one-third of the value held in the application (roughly $50 million) to their own account. in 2016, a vulnerability in the DAO smart contract allowed hackers to steal $74 mln from 11,000 individuals.
The people who created the DAO saw it as a decentralized investment fund. Instead of leaving decisions to a few partners, anyone who invested would have a say in which companies to fund. The more you contributed, the more weight your vote carried. And the distributed structure meant no one could run off with the money.
That was the plan, anyway.
The DAO is built on Ethereum, a system designed for building decentralized applications. Its creators hoped to prove you can build a more democratic financial institution, one without centralized control or human fallibility. Instead, the DAO led to a heist that raises philosophical questions about the viability of such systems. Code was supposed to eliminate the need to trust humans. But humans, it turns out, are tough to take out of the equation.
Code is law for machines, law is code for people. When we mix up these concepts, we wind up with situations like “The DAO.
Let's say you have $50 in the bank and you want to withdraw that from an ATM. You insert your card, punch in your PIN number and then request that $50. Before the machine spits out the cash it will check your balance.
Once it spits out the cash, it will debit $50 from that balance. Then the machine asks you if you'd like to process another transaction. You tap "yes" and try to take $50 again. But the ATM sees that your balance is now $0 and refuses. It asks you again if you want to process another transaction, so this time you say "no." Your session ends.
Now imagine that the ATM didn't record your new balance until you ended the session. You could keep requesting $50 again and again until you finally told the machine you didn't want to process any more transactions—or the machine ran out of money.
The DAO hacker was probably able to run a transaction that automatically repeated itself over and over again before the system checked the balance
The attacker withdrew Ether from The DAO smart contract multiple times using the same DAO Tokens. This was possible due to what is known as a recursive call exploit.
In this exploit, the attacker was able to "ask" the smart contract (DAO) to give the Ether back multiple times before the smart contract could update its own balance.
There were two main issues that made this possible: the fact that when the DAO smart contract was created the coders did not take into account the possibility of a recursive call and the fact that the smart contract first sent the ETH funds and then updated the internal token balance.
There were two main issues that made this possible: the fact that when the DAO smart contract was created the coders did not take into account the possibility of a recursive call and the fact that the smart contract first sent the ETH funds and then updated the internal token balance.
The code written for The DAO had multiple bugs, and the recursive call exploit was one of them. Another way to look at this situation is to compare Ethereum to the Internet and any application based on Ethereum to a website - If a website is not working, it doesn't mean that the Internet is not working, it simply means that one website has a problem.
The hacker stopped draining The DAO for unknown reasons, even though he could have continued to do so
A decentralized autonomous organization (DAO), sometimes labeled a decentralized autonomous corporation (DAC), is an organization that is run through rules encoded as computer programs called smart contracts.
A DAO's financial transaction record and program rules are maintained on a blockchain. the conceptual essence of a decentralized autonomous organization has been typified as the ability of blockchain technology to provide a secure digital ledger that tracks financial interactions across the internet, hardened against forgery by trusted timestamping and by dissemination of a distributed database.
This approach eliminates the need to involve a bilaterally accepted trusted third party in a financial transaction, thus simplifying the sequence. The costs of a blockchain enabled transaction and of making available the associated data may be substantially lessened by the elimination of both the trusted third party and of the need for repetitious recording of contract exchanges in different records: for example, the blockchain data could in principle, if regulatory structures permitted, replace public documents such as deeds and titles.
In theory, a blockchain approach allows multiple cloud computing users to enter a loosely coupled peer-to-peer smart contract collaboration. In 2016, a specific DAO, “The DAO”, set a record for the largest crowdfunding campaign to date.
However, researchers pointed out multiple issues in the code of The DAO. The operational procedure for The DAO allows investors to withdraw at will any money that has not yet been committed to a project; the funds could thus deplete quickly. Although safeguards aim to prevent gaming the voting of shareholders to win investments, there were a "number of security vulnerabilities".
These enabled an attempted large withdrawal of funds from The DAO that was initiated in mid-June 2016. However, after much debate, on the 20th July 2016, the Ethereum community arrived at a consensus decision to hard fork the Ethereum blockchain to bailout the original contract.
JEW ROTHSCHILD CREATED PROTESTANT CHRISTIANS..
JEW ROTHSCHILD CREATED SUNNIS..
WHY ARE SHIAS AND SUNNIS KILLING EACH OTHER ?..
THE REASON IS THE PEOPLE WHO CONTROL YOU MUSLIMS READ FROM RIGHT TO LEFT…
HEBREW AND ARABIC ARE READ FROM RIGHT TO LEFT….. BOTH LANGUAGES WERE CREATED BY DISGRACED KERALA NAMBOODIRIS ( WHO WERE HOMOSEXUALS AND LEFT HANDED ) -- KEPT ISOLATED AT MINICOY ISLAND..
MY REVELATIONS JUMP TO 51.80 %...
PEOPLE IN KERALA IN ANCIENT TIME WERE BROADLY DIVIDED INTO TWO --MALAYARS ( BLUNT FACED MOUNTAIN DENIZENS --.TODAY CALLED EZHAVAS / ADIVASIS ) AND THIRAYYARS ( SEA SHORE DWELLERS--TODAY CALLED THIYYAS )…
THIRA -MEANS --SEA WAVE… WE WERE THE MOST ANCIENT NAVIGATORS WHO USED COCONUT SEXTANT AND SEAWORTHY SHIPS ..
THERAM -MEANS --SHORE …
THIYYAS PATRON GURU IS RISHI THERAYAR-THE FIRST DISCIPLE OF MAHARISHIS AGASTYA..
THIYYAS ARE THE ONES KILLING EACH OTHER AT KANNUR..
RSS IS HINDU --GOD FEARING..
COMMIE IS ALSO HINDU-- BUT ATHEISTS CREATED BY JEW ROTHSCHILD…
EVERY VESTIGE OF ANCIENT KNOWLEDGE CAME FROM THIYYAS WHO WERE RULERS ..
NAMBOODIRIPADS ARE SANSKRIT PROFICIENT CREAM OF THIYYAS ..THEY KNEW VEDAS ON ORAL ROUTE ..
BHATTATHIRIPADS ARE MATH PROFICIENT CREAM OF NAMBOODIRIS.. ARYAN BHATTATHIRIPAD IS ARYABHATTA –A VISITING PROFESSOR AT NALANDA UNIVERSITY ..
NAMBOODIRIS WERE BY PROFESSORS BY PROFESSION AT KODUNGALLUR UNIVERSITY ( OWNED BY CALICUT THIYYAS KING ) -- WHO WERE VISITING LECTURERES IN ANCIENT UNIVESITIES LIKE TAXILA/ NALANDA/ SARASWATI DHAR—AYURVEDA/ ASTRONOMY/ MATHS/ SCIENCE ETC
NOBODY HEARD OF RULING CLASS KERALA VARMAS TILL THE WHITE INVADER CAME TO INDIA. .. ROTHSCHILD DEMOTED ANCIENT RULING CLASS THIYYAS TO COCONUT TREE TODDY TAPPERS ( BASICALLY KINGS CONVERTED TO HEATHEN MONKEY )..
THIYYAS WERE DANAVAS ( ASURAS ).. IN ANCIENT PERSIA ASURAS ARE GODS ( AHURA )--THEY CANNOT PRONOUNCE ALPHABET “ S “ .. ASURAS HAD SHUKRACHARYA AS MENTOR. THE REST HAD BRIHASPATI AS MENTOR
THE WHOLE PLANET BEFORE 7000 BC WAS DIVIDED INTO TWO --FOLLOWERS OF SHUKRACHARYA AND FOLLOWERS OF BRIHASPATI ( MENTOR OF DEVAS ) . ..
BOTH THESE MAHARISHIS WERE BITTER ENEMIES . ..REASON WAS BOTH WERE CLASSMATES IN THE SAME GURUKUL WHERE BRIHASPATIs FATHER MAHARISHIS ANGIRASA WAS GURU. .. AND THOUGH SHUKRACHARYA WAS BETTER THAN BRIHASPATI EVERY WHICH WAY THERE WAS NEPOTISM.
WHEN DEVAS WANTED A GURU MAHARISHI ANGIRASA SUGGESTED HIS SON BRIHASPATIs NAME
DEKECTED AND AGRY SHUKRACHARYA WENT AND OFFERED HIS SERVICES TO KERALA DANAVA KING MAHABALI
SHUKRACHARYAs DAUGHTHER THE BEAUTIFUL DEVYANI WAS TRAPPED IN “LOVE JIHAD “ BY KACHCHA , SON OF BRIHASPATI..
SHUKRACHARYA ASKED KING MAHABALI TO PROCLAIM HIMSELF EMPEROR AND CONDUCT THE ASHWAMEDHA YAGNA ( A BLOODLESS SACRIFICE -A VOTE OF CONFIDENCE ) –TO SPITE BRIHASPATI..
THIS GOT THE RIVAL DEVAS TERRIBLY UPSET AND THEN HAPPENED THE EPISODE -- WHIC CREATED A FESTIVAL CALLED ONAM - -CELEBRATED ONLY IN KERALA-- WITH GREAT GUSTO--BY EVEN MUSLIMS AND CHRISTIANS TODAY
MAHABALIS FATHER VIROCHANA RULED THE WHOLE WORLD …
MAHABALI WAS KICKED INTO PATALA ( PERU ) BY VAMANA AVATAR OF VISHNU..
KORAN WAS EDITED AT CHERAMAN PERUMAL MOSQUE . .. CHERAMAN PERUMAL WAS KING OF CALICUT --CALLED BY ARABS EVEN TODAY A THIYYAJUDDIN. ( RULER OF THIYYAS )..
CHERAMAN PERUMALs BODY IS BURIED AT SALALAH ( STATE OF DHOFAR --CURRENT DAY SOUTH OMAN/ NORTH YEMEN ) . ..
DHOFAR KINGDOM WAS OWNED BY THE CALICUT KING FOR THOUSANDS OF YEARS --SO WAS MECCA OASIS, MADEIN SALEH , PETRA, AND PALESTINE
JUDAISM WAS CREATED BY DISGRACED NAMBOODIRIS ... EVERY TIME THE ANCIENT JEWS GOT PERSECUTED THEY CAME RUNNING BACK TO KERALA CRYING MOMMMIIEEEEEE
KING SOLOMONs ( HERO OF JEWS ) MOTHER BATH SHEBA WAS A NAMBOODIRI WOMAN
KING SOLOMONs WIFE QUEEN OF SHEBA WAS A NAMBOODIRI WOMAN. SOLOMONs SEAL WAS IN MALAYALAM SCRIPT..
LAND OF SHEBA WAS ALSO KNOWN AS PUNT/ OPHIR .
MECCA OASIS IS NOW DEAD.... ONLY A WELL REMAINS WHICH GIVES ZAM ZAM HOLY WATER..
THE SHIVA TEMPLE WAS AT THE EDGE OF THIS MECCA OASIS--THE SPOT IS NOW OCCUPIED BY KAABA.
WHERE THE SHIVA LINGAM GOT SUBMERGED BY WATER IN A FLOOD , THE NAMBOODIRI PRIESTS YOUNGER BROTHERs SON (MOHAMMAD ) UPROOTED THE SHIVA LINGAM BLACK STONE AND FIXED IT ABOVE WATER 5 FEET ABOVE THE GROUND--HORIZONTALLY AT THE SE CORNER .
THIS ACT KICK STARTED THE BEGINNINGS OF A NEW RELIGION NAMED ISLAM.
EVEN TODAY KAABA GETS FLOODED .
IN THE POST BELOW YOU CAN SEE ANCIENT PHOTOS WHERE KAABA IS SUBMERGED AND PEOPLE ARE SWIMMING.
PARASHURAMA LAID THE RULE THAT ONLY THE ELDEST BROTHER NAMBOODIRI CAN MARRY ( 4 TIMES ) …. THE YOUNGER BROTHERS CAN ONLY DO SAMBANDHAM ( BRIEF SEXUAL LIAISON ) DISCARDING THEIR OFF SPRINGS ( NAIRS )
MOHAMMAD CREATED A NEW RELIGION WHERE EVEN THE YOUNGER BROTHER COULD MARRY 4 TIMES -- RATHER THAN DO MERE SEXUAL SAMBANDHAM
THIS 4 WIVES THINGY WAS A GREAT ATTRACTION AND LOCAL HINDU PEOPLE CONVERTED LIKE WILD FIRE…. INSTANT TRIPLE TALAQ IS NOT MENTIONED IN KORAN
THE ELDEST BROTHER NAMBOODIRI PRIEST WHO WAS IN THE SALARY ROLL OF THE KING OF CALICUT CHERAMAN PERUMAL --SEND A FALCON ( FAX ) AND ASKED HIM TO RUSH TO MECCA
Below: Secret photo of Kaaba interior--note ancient Shiva Lingam copper pots are still hanging
THE KING TOOK HIS OWN SHIP PARKED IT AT SALALAH AND WENT BY CAMEL CARAVAN ROUTE TO MECCA
THE GRAPEVINE IS THAT MOHAMMAD CONVINCED THE KING TO ALLOT A TEMPLE AT KODUNGALLUR --TO BE CONVERTED TO A MOSQUE.
THE KING ALLOWED IT --AND THIS MOSQUE EXISTS TODAY--THE SECOND MOSQUE ON THE PLANET
TODAY SAUDIS TREAT MALAYALI MUSLIMS WORSE THAN ANIMALS-- NAY-- SHIT .
THESE ARABS DONT KNOW THAT KERALA MUSLIMS ARE SENIOR TO THEM
THEY DONT KNOW WHO IS SHUKRACHARYA AND WHY SHUKRAVAR ( FRIDAY ) IS A HOLIDAY AND WHY THEY SAY "SHUKRAN"
MOHAMMAD WAS AN INDIAN , LIKE COOKED UP JESUS ( APOLLONIUS OF TYANA ), BUDDHA, AHURA MAZDA ETC
THESE ARABS DONT KNOW THAT KERALA MUSLIMS ARE SENIOR TO THEM
THEY DONT KNOW WHO IS SHUKRACHARYA AND WHY SHUKRAVAR ( FRIDAY ) IS A HOLIDAY AND WHY THEY SAY "SHUKRAN"
MOHAMMAD WAS AN INDIAN , LIKE COOKED UP JESUS ( APOLLONIUS OF TYANA ), BUDDHA, AHURA MAZDA ETC
SINCE I PUT THIS VIDEO AVOVE , IT HAS BEEN REMOVED BY THE SAUDI GOVT-- IT SHOWS A SAUDI SHEIKH KICKING A MALAYALI MUSLIM BRUTALLY AT LEAST 20 TIMES AND BEATING HIM VICIOUSLY BREAKING HIS SKIN USING HIS HEAVY HEAD BAND. ALL THE WHILE THE VICTIM IS BEGGING FOR MERCY
SUSHMA SWARAJ IS BUSING EARNING POPULARITY MEDALS BY INVITING PAKISTANIS FOR MEDICAL TREATMENT IN INDIA.. THIS TAMILIAN MAIDs HAND WAS CUT OFF BY HER SAUDI MASTER.. SUSHMA SWARAJ BE WARNED-DO YOUR JOB
KINGS OF AL SAUD DYNASTY ARE JEWS INSTALLED BY JEW ROTHSCHILD-- ALSO EVERY SUNNI KING OF OIL RICH DESERT GULF KINGDOMS .. WHEN OIL GETS OVER ROTHSCHILD WILL CREATE DEMOCRACY.. AND SAY “DEMOCRAY VERY VERY GOOOOD”
KING CHERAMAN PERUMAL OF CALICUT WAS KILLED ON THE WAY BACK TO HIS SHIP AT SALALAH. HIS GRAVE IS SILL THERE AT SALALAH -I HAVE SEEN IT
THUS ISLAM WAS BORN
MOHAMMADS FATHER , THE YOUNGER BROTHER OF THE NAMBOODIRI PRIEST OF MECCA SHIVA TEMPLE NEVER CONVERTED TO ISLAM TILL HE DIES …. HE WAS THE CUSTOMS OFFICER OF MECCA OASIS COMMERCE HUB ( A BLOCK CHAIN SYSTEM )
SUNNIS AND SHIAS MUST LIVE IN HARMONY ALL OVER THE PLANET.
EVERY MADRASSA IN PAKISTAN/ INDIA/ BANGLADESH WAS CREATED BY JEW ROTHSCHILD
EVERY MOSQUE AT RIVER TANNERIES HAD A MADRASSA ATTACHED WITH FREE FOOD.
MOSQUES WERE MADE BY JEW ROTHSCHILD AND HINDUS CONVERTED TO MUSLIMS BY CRYPTO JEW MULLAHS -- AT PLACES WHERE RIVER MEETS THE SEA..
THIS IS WHY PAKISTAN ( INDUS DELTA ) AND BANGLADESH ( NRAHMA PURA/ GANGES DELTA ) HAD MAXIMUM MUSLIMS BEFORE 1947. KANPUR WAS A MILITARY GARRISON ..
JEW ROTHSCHILD IMPORTED GERMAN SPEAKERS TO WAKE UP TANNERY WORKERS AT 5 AM . HE NEED LAKHS LEATHER FOR BOOTS/ BELTS/ HORSE SADDLES/ GUN HOLSTERS ... HE NEED TO CREATE TWO WORLD WARS TO CARVE PUT THE STATE OF ISRAEL
GANDHI AND AMBEDKARs FATHER WERE CHIEF RECRUITERS FOR INDIAN SOLDIERS
EVEN TODAY MOST OF THE TOP MULLAHS IN INDIA , PAKISTAN AND BANGLADESH ARE CRYPTO JEWS-- THEIR ZEBIBA MARKS DONT MATCH--WE KNOW WHO THEY ARE ..
TODAY EVERY MUSLIM ON THIS PLANET KNOWS THAT ISIS WAS CREATED/ FUNDED/ ARMED BY JEWS .. THEY KNOW WHO BOMBS SUNNI AND SHIA MOSQUES .
MILLIONS OF INNOCENT MUSLIM WOMEN AND CHILDREN WERE KILLED LIKE COCKROACHES IN SUDAN/ LIBYA/ IRAQ/ SYRIA / YEMEN ETC . HAS ANY INDIAN MULLAH OBJECTED? ( THIS INCLUDES ZAKIR NAIK ) -- ONLY THIS BLOGSITE OBJECTED .
HAS ANY WORLD LEADER OR UN OR NCM OR NHRC OBJECTED ?
YET WHEN COUPLE OF WHITE JEW WERE KILLED IN FRANCE THE CM OF MAHARASHTRA FADNAVIS LIT UP VT STATION IN MUMBAI WITH FRENCH FLAG COLOURS ( ALBEIT UPSIDE DOWN )
SALAFI/ WAHABBI HARDCORE FACTIONS WERE CREATED BY JEW ROTHSCHILD
SUNNIS AND SHIAS MUST LIVE IN PEACE.. THEY MUST EDUCATE THEIR CHILDREN TO READ FROM LEFT TO RIGHT .
ONCE IN SWEDEN WE ( HINDUS -- TWO OF US ) WERE BEFRIENDED BY A PAKISTANI. HE TREATED US WELL --TOOK US TO HIS HOME.. ALL EXPENSES ON HIS ACCOUNT…
WHEN WE WERE AT THE CENTRUM A GUY LOOKING LIKE A PAKISTANI WAS STARING AT US.
WE ASKED HIM-- TELL HIM TO JOIN US--LOOKS LIKE HE WANTS TO JOIN US AND HAVE A NICE TIME ..
THIS PAKISTANI SAYS-- NO-- I AM SHIA - -HE IS SUNNI--IF HE GETS A CHANCE HE WILL KILL ME -- WE GO TO DIFFERENT MOSQUES - -I WOULD RATHER BE WITH INDIAN HINDUS --YOU HAVE CLEAN HEARTS
capt ajit vadakayil
Meet Prime Minister Narendra Modi's extended family that lives in quiet obscurity, far removed from the circles of power and influence.
Sombhai Modi, 75, was on the dais at a function organised by an NGO in Pune in 2015 when the compere let slip that he was Prime Minister Narendra Modi's eldest brother. There was some excitement in the audience until Sombhai, who runs an eldercare facility in Modi's ancestral town Vadnagar, stepped up to clarify. "There is a screen between me and Prime Minister Modi," he said. "I can see that screen, but to you it is invisible. I am the brother of Narendra Modi, and not the prime minister. For Prime Minister Modi, I am only one of the 125 crore people of India who are his brothers and sisters."
This wasn't mere hyperbole. Sombhai hasn't met his younger brother in the past two-and-a-half years. The brothers have only spoken on the phone. His younger sibling, Pankaj, an officer in the Gujarat information department, has been luckier. He got to meet his famous brother because their mother, Heeraben, stays with him at his modest three-room house in Gandhinagar. (The prime minister met his mother Heeraben twice in the state capital in the past six months and hosted her at his Delhi residence for a week this May.)
India's prime ministers have traditionally been family men. Nehru lived with Indira, his successor Lal Bahadur Shastri moved into 1 Motilal Nehru Place with the extended Shastri clan, including children and grandchildren. Indira Gandhi's children Sanjay and Rajiv and their families stayed with her. Even bachelor prime minister A.B. Vajpayee had company. When he moved into 7 Race Course Road in 1998, his adopted foster family, Namita Bhattacharya and her husband Ranjan, moved in with him.
Prime Minister Modi, the third of six children, born to a tea stall owner, Damodardas Mulchand Modi, and his homemaker wife Heeraben, wears his familial detachment on his sleeve. It's a useful foil to remind people of his 'selfless' image. As recently as , barely a week after announcing the demonestisation move, Modi hit an emotional note at a public function in Goa. "I was not born to assume a chair of high office. Whatever I had, my family, my home...I left it for the nation..." he said, holding back tears. Arguably, Modi's detachment has helped to blunt any personal allegations against him in the debate on demonetisation.
Just how far behind he has left his family is evident from a visit to Gujarat. The Modi clan continues to live the life of middle-class obscurity they did when their famous family member first became chief minister in 2001. Another of the PM's elder brothers, Amrutbhai, 72, retired as fitter for a private company, drawing a salary of less than Rs 10,000 a month in 2005. He leads a quiet, retired life in his four-room middle class dwelling in Ahmedabad's Ghatlodia locality with son, Sanjay, 47, a small entrepreneur, and his wife and two children. Sanjay's son Nirav and daughter Nirali are both engineering students. An ITI certificate holder, Sanjay fashions small engineering spare parts at his lathe machine shop and makes a modest living. The family car, bought in 2009, is parked outside the house, covered. It is sparingly used as the family mostly travels by two-wheeler.
Sanjay's family, who confess they are yet to see the inside of a passenger plane, have met Modi only twice-once in 2003 when, as CM, he hosted a family gathering at his Gandhinagar home, and then on May 16, 2014, the day the BJP fashioned that historic Lok Sabha victory (again at his Gandhinagar residence ). Everyone in the Sattadhar tenement society where they stay knows Amrutbhai is the prime minister's brother. But as a local anecdote goes, officials at the bank where Sanjay has an account, don't know this. His son Priyank was recently spotted in a long queue to withdraw money.
Sanjay's most cherished possession is a memento that recalls his uncle's early obsession with wearing well-ironed clothes. Modi apparently used the iron while he lived with Amrutbhai in Ahmedabad between 1969 and 1971. Sanjay says he stopped his parents from selling it for scrap in 1984 (indeed, he seems to be one of the earliest believers in his uncle's greatness). "If Kaka ( Modi ) sees this iron today, he might feel the same way a Titanic survivor would...after seeing the personal effects retrieved from the sunken vessel." The house also has another exhibit which might serve well for a future museum for their famous uncle: a Cinni brand table fan that Modi used to beat Ahmedabad's summers.
In keeping with the RSS ideal, which requires a pracharak to maintain a distance from family members, Narendra Modi started cutting himself off in 1971, focussing more on his work with the Sangh and leading a celibate life. And over the years, this is how things remained as he began his ascent up the political ladder. His relatives, nevertheless, regard him with some pride. The sentiment is reciprocated by the prime minister, evidently relieved as he is at not being besieged by relatives seeking favours. "It is indeed to the credit of my brothers and cousins that they have continued to live a simple life and never pestered me for anything. In today's world, it is an extremely difficult thing," Prime Minister Modi says.
Some of the family members, though, maintain a distance from Modi's youngest brother, Prahlad Modi, a fair price shop owner and president of the Gujarat State Fair Price Owner's Association. Prahlad was a vocal critic of his elder brother's drive for transparency in the PDS system when he was CM, holding public demonstrations against the 'raid raj' on shop owners.
Stories of the rest of the Modi clan-the PM's brothers, nephews and nieces or his first cousins-are of simplicity and struggle. In fact, some of them struggle to make ends meet. Modi's first cousin Ashokbhai (son of Modi's late uncle Narsinhdas) used to sell kites, crackers and snacks on a four-wheeled push cart in Vadnagar's Gheekanta bazaar. He now rents out a tiny 8x4 ft shop for Rs 1,500 a month to sell the same articles. The shop earns him about Rs 4,000. With wife Veena, he earns another Rs 3,000 working at a weekly free food outlet for the poor run by local Jain businessmen. Ashokbhai cooks khichdi and kadhi and his wife washes the utensils at the outlet. They live in a ramshackle three-room house in town.
His elder brother, Bharatbhai, 55, leads an equally tough existence. He works as a petrol pump attendant, earning Rs 6,000 a month, at Lalawada village near Palanpur, over 60 kms from Vadnagar. He comes home every 10 days or so. In Vadnagar, his wife Ramilaben sells eatables, grocery and miscellaneous items from their small home in old Bhojak sheri, earning some Rs 3,000 a month. A third brother, Chandrakantbhai, 48, works as a helper at a charitable gaushala in Ahmedabad.
Arvindbhai, 61, the fourth brother of Ashokbhai and Bharatbhai, is a scrap dealer who collects old oil tins, corrugated boxes and other waste items, going house-to-house in Vadnagar and nearby villages and transporting them by auto-rickshaw or state transport bus. He makes Rs 6,000-7,000 a month, which he says is enough to sustain him and wife Ranjanben (the couple do not have children. Bharatbhai is the highest earner amongst the offspring of Narsinhdas. He and Ramilaben sometimes manage to earn as much as Rs 10,000 a month.
The eldest son of Narsinhdas, Bhogibhai, 67, also has a grocery shop in Vadnagar. Incidently, none of Narsinhdas' five sons studied beyond matriculation. Like his brother Damodardas, Narsinhdas too ran a tea stall near Vadnagar railway station. Damodardas had four brothers apart from Narsinhdas-Narottamdas and Jagjivandas, both of whom have passed away, and Kantilal and Jayantilal, both retired teachers. Jayantilal is now retired and settled in Gandhinagar, while his daughter Leena is married to a bus conductor in Visnagar town near Vadnagar. Says Bharatbhai Modi, an RSS worker in Vadnagar who belongs to the PM's caste, "No one in Vadnagar or Ahmedabad has ever seen any of Narendrabhai's relatives throwing their weight around ever. This is a unique thing in today's world."
Amrutbhai has very fond memories of Narendra Modi's "evolution". In 1969, he used to run a canteen at the Gujarat State Road Transport headquarters near Geeta Mandir in Ahmedabad when Modi started working alongside him. The canteen contract actually belonged to their mother's brother Babubhai Modi. As Amrutbhai remembers, "Since my one-room house near the canteen was very small, Narendrabhai used to sleep in the canteen. He would finish the day's work and in the evening go to the state RSS headquarters to serve the elder pracharaks in any way he could. He would come back very late to the canteen, eat the dinner sent from our home in a tiffin before making his bed on a canteen table."
Amrutbhai gets nostalgic while recalling how Narendrabhai met him for the last time in February, 1971, before leaving for the mountains on a spiritual quest. "When he told me he was now leaving family life forever, I was moved to tears by the prospect of losing him. But he himself was calm and stoic."
There are people who believe the prime minister is too harsh on his relatives. "Narendrabhai should have had a family gathering after becoming PM like he did when he was CM in 2003," says a political analyst who has known him for many years. But the PM clearly believes that any truck with power would only corrupt their innocence. There's also the matter of his own projection as an incorruptible, nepotism-free leader. Perhaps another reason he believes the family must be kept at a distance.
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Photographs by Shailesh Raval
Below: Robert Vadra and his white mother Scottish woman Maureen Mc Donagh. Angrez ka aulaad hai bhaiyya !
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